I moved to Chattanooga in 1973 from Minnesota to attend and graduated from Tennessee Temple College. In 1981 I became a licensed health and life agent and began serving the people of Southeast Tennessee and Northwest Georgia.  As an independent agent I have and still do represent a lot of insurance companies for the benefit of my policyholders.

My thirty-nine years of experience includes assisting employers with large and small group benefit plans, individual policies, Medicare supplements, drug plans, advantage products, dental and life coverages.  Over the years I have helped thousands of people understand their options and obtain the coverage they have needed.

During the past ten years I have had the privilege to mentor and work with my son Ryan Capetz, and my daughter Rebecca Eustice.  Their addition will make certain that should something happen to me our policyholders will continue to receive the care they deserve.

As Christians by faith we serve our LORD by serving others, and we appreciate the opportunity to help you with your insurance needs.