Experience Matters.

We've helped thousands of Medicare Beneficiaries.

Here To Help

The Medicare Store Affordable Medicare Plans is proud to be family owned and operated. We're committed to connecting you to the insight you need to make informed decisions regarding your Medicare coverage.

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Unbiased Insurance Solutions

When it comes to insurance, everyone has different needs. That’s why we’re independent insurance agents. Our trusted team is passionate about listening to our clients needs and objectively matching them with the perfect insurance solution. Best of all - there is no cost for our help!

Local Advisors

Navigating Medicare options can be very frustrating. Don't call a 1-800 number. For over thirty years, we’ve been helping thousands of people just like you in the surrounding Chattanooga area. Providing both savings and peace of mind.

Personalized Approach

We represent a variety of carriers and we can show you how these plans work. When you work with our team, you’ll have a personal, experienced agent assisting you now, throughout the year, and in the future in this ever changing market. Come see why your neighbors say we put the “Care” in Medicare.


Joel Capetz

I moved to Chattanooga in 1973 from Minnesota to attend and graduated from Tennessee Temple College. In 1981 I became a licensed health and life agent and began serving the people of Southeast Tennessee and Northwest Georgia.  As an independent agent I have and still do represent a lot of insurance companies for the benefit of my policyholders.

My thirty-nine years of experience includes assisting employers with large and small group benefit plans, individual policies, Medicare supplements, drug plans, advantage products, dental and life coverages.  Over the years I have helped thousands of people understand their options and obtain the coverage they have needed.

During the past ten years I have had the privilege to mentor and work with my son Ryan Capetz, and my daughter Rebecca Eustice.  Their addition will make certain that should something happen to me our policyholders will continue to receive the care they deserve.

As Christians by faith we serve our LORD by serving others, and we appreciate the opportunity to help you with your insurance needs.


Ryan Capetz

Happily married to my beautiful bride of 17 years my wife Stefanie and I have 3 amazing kids all under 7. Boy girl twins, with proud big sister only 14 months older. Life is busy and at times crazy. Even with all this craziness we find peace in our home knowing Christ.

Life verse Proverbs 3: 5-6 Trust in the Lord with all your heart and lean not on your own understanding. In all your ways acknowledge Him and He will make your paths straight.

• Born in Chattanooga
• Vacationing/Foodie
• Racquet ball, Darts, Kayaking, Bike riding.
• Joining my dads agency in 2009 I love working with my family while serving our community with their insurance needs.
• Licensed & Credentialed in TN & GA


Becca Eustice

My husband Kevin & I have two amazing kids who melt our hearts daily! (I love being a Mom, craziness and all)

• Christian -It's all about Jesus. My life verse: Proverbs 4:23 "Above all else, guard your heart for everything else you flows from it."
• A born and raised Chattanoogan
• Dog lover
• Hobbies (in rare spare time with toddlers lol) Crafts: scrapbooking, jewelry making, Rollerblading, Racquet ball
• Serving the community with their Insurance needs since 2013, however my Dad founded our agency in 1981.
• Licensed & Credentialed in TN & GA
• Loves to travel, always up for an adventure!